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[2016-5-18. : 3:50 pm]  jjf28 -- Fire_KameFire_Kame shouted: FaRTy1billion I really just don't feel like going through three different specialists to "prove" I have depression and anxiety. Even though it would probably help all things if i had some assistance on the matter that sounds like a hoot![2016-5-18. : 3:35 pm] Fire_Kame -- FaRTy1billionFaRTy1billion shouted: Fire_Kame I should get my back looked at, but I both am not sure where to begin and am afraid of them being like LOL YOU NEED TO DO ALL THIS STUFF, THAT'LL BE $10,000. I really just don't feel like going through three different specialists to "prove" I have depression and anxiety. Even though it would probably help all things if i had some assistance on the matter[2016-5-18. : 3:31 pm]  Heinermann -- paynepayne shouted: Heinermann Seattle is nice! Yes. I'll be passing by around September. Do you live there?[2016-5-18. : 3:30 pm] payne -- FaRTy1billionFaRTy1billion shouted: Fire_Kame I should get my back looked at, but I both am not sure where to begin and am afraid of them being like LOL YOU NEED TO DO ALL THIS STUFF, THAT'LL BE $10,000. I feel the same about my feet. I do not know to what extent to trust them. Very often, they seem to be proposing options that are not really necessary, though very costly...[2016-5-18. : 3:24 pm] O)FaRTy1billion[MM] -- Fire_KameFire_Kame shouted: Mini Moose 2707 yeah I'm basically putting off some probably serious medical concerns because of this bullshit I should get my back looked at, but I both am not sure where to begin and am afraid of them being like LOL YOU NEED TO DO ALL THIS STUFF, THAT'LL BE $10,000.[2016-5-18. : 3:22 pm] O)FaRTy1billion[MM] -- Mini Moose 2707Mini Moose 2707 shouted: Fire_Kame b-b-b-but I thought Ob-b-b-bama was s-s-so... liberal! What happened?!? I blame the insurance companies and lobbyists [2016-5-18. : 3:22 pm] O)FaRTy1billion[MM] -- Mini Moose 2707Mini Moose 2707 shouted: FaRTy1billion Depending on what type of plan you have, you may or may not need a referral from your GP to see a specialist. I looked, and I don't[2016-5-18. : 3:16 pm] payne -- HeinermannHeinermann shouted: Any SENers in Seattle? Seattle is nice! I'll be passing by around September. Do you live there?[2016-5-18. : 12:32 pm] Fire_Kame -- Mini Moose 2707Mini Moose 2707 shouted: Fire_Kame This made me lol. Then I realized that what me and my employer pay combined is ~$6k per year and I still have to pay copays and other shit. Then I lol'd more. yeah I'm basically putting off some probably serious medical concerns because of this bullshit [2016-5-18. : 10:42 am] Moose -- Fire_KameFire_Kame shouted: The only people who actually benefited from Obama care were the insurance companies. It did nothing to address the real problems of our health care system b-b-b-but I thought Ob-b-b-bama was s-s-so... liberal! What happened?!? [2016-5-18. : 10:40 am] Moose -- FaRTy1billionFaRTy1billion shouted: If I had to go to the doctor, I don't even know what to do ;o I don't have a GP or anything Depending on what type of plan you have, you may or may not need a referral from your GP to see a specialist.[2016-5-18. : 10:38 am] Moose -- Fire_KameFire_Kame shouted: CaptainWill you mean you don't want to have to pay thousands a year just to have the privilege of paying a doctor more? This made me lol. Then I realized that what me and my employer pay combined is ~$6k per year and I still have to pay copays and other shit. Then I lol'd more. [2016-5-18. : 6:39 am] NudeRaider -- jjf28jjf28 shouted: FaRTy1billion FaRTy1billion That's their game; their rules. I'm not going to fight them. I'm going to fuck them. problem most ppl forgetting: only like 1% ever get to fuck them the rest agreed to get fucked for the 1%[2016-5-18. : 6:32 am] jjf28 -- FaRTy1billionFaRTy1billion shouted: It's perfectly ok, if not encouraged, for companies to completely fuck you over, but if the government tries to do anything, even if it's to try and stop companies from doing that, then they'd better back off because that's unamerican and infringing on freedom FaRTy1billionFaRTy1billion shouted: because if we have any sort of national health system, then you're taking money away from legitimate business owners! That's their game; their rules. I'm not going to fight them. I'm going to fuck them.[2016-5-18. : 6:03 am] O)FaRTy1billion[MM] -- because if we have any sort of national health system, then you're taking money away from legitimate business owners![2016-5-18. : 6:03 am]  Lanthanide -- here's a comparative history of New Zealand and America, where we value Fairness and you value Freedom, and where that ends up: http://www.amazon.com/Fairness-Freedom-History-Societies-Zealand/dp/0199832706[2016-5-18. : 6:01 am] O)FaRTy1billion[MM] -- It's perfectly ok, if not encouraged, for companies to completely fuck you over, but if the government tries to do anything, even if it's to try and stop companies from doing that, then they'd better back off because that's unamerican and infringing on freedom[2016-5-18. : 5:56 am] Lanthanide -- I'm sure there would be some that only work private, or only work public, as well[2016-5-18. : 5:55 am] Lanthanide -- basically the surgeons work for the public system and the private system[2016-5-18. : 5:54 am] Lanthanide -- but in the public system you might have to go on a wait list for several months, but in private the turnaround should be much quicker[2016-5-18. : 5:54 am] Lanthanide -- often the surgeon you end up with in private is the same person you would have gotten in the public system, too, since we don't have a lot of surgeons here[2016-5-18. : 5:53 am] Lanthanide -- I think cancer is generally treated through the public system pretty quickly and effectively, but you can go private (and use your insurance) for better care, like having a ward room to yourself rather than sharing, better meals, and pay for the surgery[2016-5-18. : 5:53 am] O)FaRTy1billion[MM] -- if you're in a car crash auto insurance can pay for medical expenses, if you pay for it[2016-5-18. : 5:52 am] Lanthanide -- our private hospitals do what they call 'elective surgeries' like hip replacements and heart surgery etc[2016-5-18. : 5:52 am] O)FaRTy1billion[MM] -- going to the emergency room is covered, but usually costs more[2016-5-18. : 5:52 am] Lanthanide -- for that you just go into the public system, which is set up to deal with that stuff[2016-5-18. : 5:52 am] Lanthanide -- also our health insurance doesn't cover emergency care, like car crashes or that sort of thing[2016-5-18. : 5:51 am] Lanthanide -- there might be upper limits on combinations of things together as well[2016-5-18. : 5:51 am] Lanthanide -- yeah, I don't know how it works if you have some complicated problem that requires multiple different surgeries or ivnestigative procedures[2016-5-18. : 5:50 am] Lanthanide -- basically if you have really complicated needs then it might not be fully covered by insurance, but 99% of operations would be, after the excess[2016-5-18. : 5:49 am] Lanthanide -- CaptainWillCaptainWill shouted: I don't think it has a deductible/excess. in NZ the health insurance has an excess that you pay up-front, and then the insurance company pays for the rest of the medical procedure after that, although I think they usually have maximums they pay for any single surgery, like $110,000 maximum for a heart surgery or something, but the average cost of such surgery is something like $50-60k so the maximum is quite generous[2016-5-18. : 5:07 am] O)FaRTy1billion[MM] -- If I had to go to the doctor, I don't even know what to do ;o I don't have a GP or anything[2016-5-18. : 5:05 am] CaptainWill -- The place where I work deals with complaints about medical insurers.[2016-5-18. : 5:02 am] CaptainWill -- That's a problem with insurers here too. Go to read that small print.[2016-5-18. : 5:02 am] O)FaRTy1billion[MM] -- as I said I've never used it, so I don't actually know xD[2016-5-18. : 5:02 am] O)FaRTy1billion[MM] -- maybe, all it takes is for them to say like "We don't cover this"[2016-5-18. : 4:59 am] O)FaRTy1billion[MM] -- If I got this on my own I'd probably have to pay a few hundred a month[2016-5-18. : 4:56 am] O)FaRTy1billion[MM] -- because it's entirely for-profit and ran by the insurance companies[2016-5-18. : 4:56 am] CaptainWill -- Yeah that's pretty bad. I have private medical insurance as well but I get it from work.[2016-5-18. : 4:54 am] O)FaRTy1billion[MM] -- so like they don't give a dime (unless it's a specific thing they cover, like a flu shot) until you've paid that yourself, then they pay like 70 or 80% or something[2016-5-18. : 4:54 am] CaptainWill -- Like if my phone is stolen I still have to pay £50 to the insurer before they'll replace it.[2016-5-18. : 4:53 am] O)FaRTy1billion[MM] -- Deductible is what you pay before the insurance pays anything[2016-5-18. : 4:53 am] CaptainWill -- Is the deductible what you pay if your treatment costs exceed your cover limit?[2016-5-18. : 4:53 am] jjf28 -- Fire_KameFire_Kame shouted: The only people who actually benefited from Obama care were the insurance companies. It did nothing to address the real problems of our health care system Check yourself before you rekt yourself; Single-Payer all the way tho |
