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[2016-9-12. : 1:53 am]  Fire_Kame -- Mini Moose 2707Mini Moose 2707 shouted: Fire_Kame Pretty much. I know my fair share of people who will drop a year's salary on car debt without blinking an eye. Talk about entitlement. bruh I just got an auto loan[2016-9-12. : 1:49 am]  Moose -- Fire_KameFire_Kame shouted: But, I also strongly believe that most people are not being fairly compensated for their work, and that extends to white collar jobs as well. Money isn't moving as freely as it did twenty years ago, and it's hard for older generations to understand the cost of living is higher while the compensation is stagnant or lower Agreed. I just think people are pessimistic and/or uneducated about how to handle finances and savings and/or don't try.[2016-9-12. : 1:49 am] Moose -- Fire_KameFire_Kame shouted: I acknowledge that, and I do believe a lot of people live way outside their means, rack up debt on things they don't need or want, honestly, and then wonder where the money is when they need it. Pretty much. I know my fair share of people who will drop a year's salary on car debt without blinking an eye. Talk about entitlement.[2016-9-12. : 1:46 am] Moose -- Good luck. Not many people can consistently beat the market over long periods of time. Then again, some do.[2016-9-12. : 1:45 am] Fire_Kame -- jjf28jjf28 shouted: you typically get the privilege to listen in on meetings, request records, and so fourth as a shareholder not so much a privilege as a legal right[2016-9-12. : 1:44 am] jjf28 -- for a time, my goal is to start strong with many promising investments and transition to long-term holdings[2016-9-12. : 1:43 am] Moose -- And you're going to do this and keep up with some number of companies while working your actual job?[2016-9-12. : 1:43 am] jjf28 -- you typically get the privilege to listen in on meetings, request records, and so fourth as a shareholder[2016-9-12. : 1:42 am] Moose -- Why would you need to buy the share versus looking at past performance?[2016-9-12. : 1:42 am] jjf28 -- and for startups you can learn if they're serious enough to be worth investing in[2016-9-12. : 1:42 am] Fire_Kame -- But, I also strongly believe that most people are not being fairly compensated for their work, and that extends to white collar jobs as well. Money isn't moving as freely as it did twenty years ago, and it's hard for older generations to understand the cost of living is higher while the compensation is stagnant or lower[2016-9-12. : 1:42 am]  Pr0nogo -- is excalibur nott modero? i cant remember if thats him or some other guy[2016-9-12. : 1:41 am] Moose -- jjf28jjf28 shouted: buying one share typically allows you to get more info about a company and lets you time your buys/sells/shorts better Yeah, I'm not really into market timing and frequent trading.[2016-9-12. : 1:41 am] Moose -- Pr0nogoPr0nogo shouted: i dont want to live to retirement age Cool, you can make a suicide pact with Ex. Let me know how you guys are the day/week before.[2016-9-12. : 1:41 am] Fire_Kame -- I acknowledge that, and I do believe a lot of people live way outside their means, rack up debt on things they don't need or want, honestly, and then wonder where the money is when they need it.[2016-9-12. : 1:41 am] jjf28 -- buying one share typically allows you to get more info about a company and lets you time your buys/sells/shorts better[2016-9-12. : 1:39 am] Moose -- I think it's possible, given a not overwhelmingly shitty hand, aggressive saving, and sufficient reductions in spending.[2016-9-12. : 1:38 am] Doodle77 -- jjf28jjf28 shouted: in fact... ima schedule some time to look into buying 1 share of a buncha companies, Buffett dis shit robinhood?[2016-9-12. : 1:21 am] Moose -- Then again, if you did manage to hit the contribution limit from now until retirement age, that actually probably would do mostly everything in the long run.  [2016-9-12. : 1:17 am] Fire_Kame -- well that was part of it. 401k is a good start but really isn't going to do jack shit in the long run if that's all I have[2016-9-12. : 1:16 am] Moose -- Yeah, they gave me an automatic. Wasn't even enough to get the full match, had to increase it myself. (Though really I'm interested in saving beyond what they match anyway.)[2016-9-12. : 1:15 am] Fire_Kame -- shut up everywhere I've worked before this did it for me. I keep forgetting.[2016-9-12. : 1:14 am] Moose -- To be honest, family, you're literally losing free money if you have an employer match.[2016-9-12. : 1:07 am] Moose -- Especially given they don't have the flexibility to make those types of decisions if they're confirming to a benchmark.[2016-9-12. : 1:06 am] Moose -- Well, depending on the company, the shareholders may own said index fund and those two monies would be the same thing.[2016-9-12. : 1:04 am] jjf28 -- they're still incentivized to make and protect their own money rather than mine[2016-9-12. : 1:02 am] Moose -- Some of the shadily-managed funds are. You can always buy an index fund that tracks a benchmark like the S&P 500 or DJIA, which is really not shady at all.[2016-9-12. : 12:48 am] jjf28 -- in fact... ima schedule some time to look into buying 1 share of a buncha companies, Buffett dis shit[2016-9-12. : 12:44 am] *Generalpie yawns and flops over*[2016-9-12. : 12:36 am] Fire_Kame -- lil-Infernolil-Inferno shouted: clothes and shoes I bought clothes last night actually[2016-9-12. : 12:34 am] jjf28 -- Fire_KameFire_Kame shouted: what should I buy though prolly stocks and bonds[2016-9-12. : 12:03 am] Sacrieur -- Sand WraithSand Wraith shouted: gotta love 5th grade biologists talking about gender. "hurrdurr chromosomes, i learned that yesterday" I didn't know you were in fifth grade.[2016-9-11. : 11:37 pm] Fire_Kame -- look I totally understand the whole self identifying thing. But there's no god damn way he feels gender should not be discussed in turns of chromosomes considering how much shit is reliant on our chromosomes, not just on how we feel[2016-9-11. : 11:35 pm] jjf28 -- Fire_KameFire_Kame shouted: shhh don't feed the trolls here we have an opportunity to patronize SW on gender and you're ruining it! |
