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[2016-11-23. : 2:09 am]  O)FaRTy1billion[MM] -- Millennial is just a stupid buzzword, though Gen X probably was too.[2016-11-23. : 2:07 am]  Dem0n -- ya kame you're like wut 5 years older than me? talking about "my generation" like it ain't yours too LMAO[2016-11-23. : 2:06 am]  Fire_Kame -- FaRTy1billionFaRTy1billion shouted: apparently millennial is defined as being born between like 1982 and 2002 nah I'm in denial[2016-11-23. : 2:06 am] O)FaRTy1billion[MM] -- apparently millennial is defined as being born between like 1982 and 2002[2016-11-23. : 1:58 am] Dem0n -- Why do so many credit cards incentivize cash back on gas. I spend like $50/mo on gas, w/e[2016-11-23. : 1:57 am] O)FaRTy1billion[MM] -- but credit reporting websites always sound so legitimate[2016-11-23. : 1:56 am] Fire_Kame -- FaRTy1billionFaRTy1billion shouted: how do I look up my credit score? if you apply for credit or a loan they're obligated to give it you. I have a service through WF, but there's websites. I'd stay away from the websites like credit karma[2016-11-23. : 1:56 am] Dem0n -- I never really thought about it. I just got the student credit card when I was 18 and was like "w/e" and used it[2016-11-23. : 1:56 am] Fire_Kame -- FaRTy1billionFaRTy1billion shouted: Fire_Kame which is what was said from the very beginning xD he was asking such n00b questions I thought he'd never had a credit card![2016-11-23. : 1:55 am] O)FaRTy1billion[MM] -- Fire_KameFire_Kame shouted: no annual fee /end which is what was said from the very beginning xD[2016-11-23. : 1:54 am] Fire_Kame -- shit fam you shouldn't have much trouble qualifying for anything. Here I thought you were a scrub[2016-11-23. : 1:54 am] Fire_Kame -- I think it's sad your credit score is over 700 and you don't know what a good APR is[2016-11-23. : 1:54 am] O)FaRTy1billion[MM] -- I think if I ever got my student ID it has the same thing[2016-11-23. : 1:53 am] Dem0n -- I've only ever bought shit when I didn't at that moment have the money for it like once[2016-11-23. : 1:53 am] Dem0n -- lil-Infernolil-Inferno shouted: Dem0n that's like, the point LMAO That's retarded af LMAO[2016-11-23. : 1:53 am] O)FaRTy1billion[MM] -- credit cards and cash advance = free stuff right now, never pay it back[2016-11-23. : 1:52 am] lil-Inferno -- Dem0nDem0n shouted: I don't understand people who buy shit on their credit cards when they don't have the money for it LMAO that's like, the point LMAO[2016-11-23. : 1:52 am] Fire_Kame -- FaRTy1billionFaRTy1billion shouted: Fire_Kame why not? It's literally free money! IT'S LITERALLY NOT[2016-11-23. : 1:52 am] Dem0n -- I don't understand people who buy shit on their credit cards when they don't have the money for it LMAO[2016-11-23. : 1:52 am] O)FaRTy1billion[MM] -- Fire_KameFire_Kame shouted: UNLESS you get a cash advance. Don't do that shit why not? It's literally free money![2016-11-23. : 1:52 am] Fire_Kame -- Dem0nDem0n shouted: Fire_Kame I have a credit card; it's a 'student' one through my bank with a $500 limit. oh, have you thought about asking them to change the product?[2016-11-23. : 1:51 am] Fire_Kame -- if you pay your entire statement balance every month before the due date (usually cycle date actually, but due date is easier to remember) you won't get interest.[2016-11-23. : 1:51 am] Dem0n -- Fire_KameFire_Kame shouted: TBH demon anything under 12% APR is good. 3.5% is impossible - that's the prime rate. If you have a checking account with a bank, I'd solicit them first, it's hard to get a credit card if you've never had one before without some relationship history I have a credit card; it's a 'student' one through my bank with a $500 limit.[2016-11-23. : 1:50 am] Fire_Kame -- TBH demon anything under 12% APR is good. 3.5% is impossible - that's the prime rate. If you have a checking account with a bank, I'd solicit them first, it's hard to get a credit card if you've never had one before without some relationship history[2016-11-23. : 1:47 am] O)FaRTy1billion[MM] -- (meant as a general statement, idk if that particular card would be good or bad)[2016-11-23. : 1:47 am] O)FaRTy1billion[MM] -- don't do it for the rewards, do it because it's not going to fuck you over |
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